RyanGoogle review
“Sam is a Total Badass! He was able to let us rent out the lambo urus on a short notice for our trip to Miami. He will work with you on your needs and find the best cars that fits with your current situation! Highly recommend!”
Miami exotic car rental
Car Insurance for International Drivers Renting in the USA
International drivers can rent from DRMLXRY in Miami and Detroit at 18+ with a home-country license and a passport; no International Driving Permit needed. Bring full-coverage insurance or buy ours: $100–$500 a day (21+).
Call Miami (786) 999-8288
Detroit: (313) 447-1684 · 18+ · Home-country license + passport · No IDP needed
Coverage Options
Does Your Home-Country Insurance Cover a Rental Car in the USA?
Usually not, and almost never at the value of an exotic car. Here is how the common options compare for an exotic or luxury rental.
| Coverage | Covers an exotic rental? | The catch | Works for a short trip? |
|---|---|---|---|
| Home-country auto policy | Rarely | Usually does not transfer to US rental cars | No |
| Travel insurance rental add-on | Rarely | Limits are far below an exotic car's value; high-value cars often excluded | No |
| Credit card rental benefit | No | Exotic and luxury cars are excluded by most issuers | No |
| Annual US auto policy | Yes | Needs a US address and time to set up | No |
| DRMLXRY counter insurance | Yes | $100–$500 a day (21+), $200–$500 a day (18–20) | Yes |
For most visitors the simplest answer is counter insurance from DRMLXRY, bought with the rental and priced per day. If you do bring a policy, it must be full coverage that transfers to rental cars and covers the full value of the car you rent.
How It Works
How Car Insurance Works in the United States
US car insurance is regulated by each state, not nationally. Florida and Michigan, where DRMLXRY rents, are both no-fault states: your own coverage pays your medical costs after an accident, whoever caused it.
Liability
Pays for injuries and property damage you cause to other people. In no-fault states it works alongside Personal Injury Protection (PIP) and still applies to more serious accidents.
Collision
Pays for damage to the rental car itself after an accident, whoever caused it. On an exotic car a single incident can cost tens of thousands of dollars, which is why full coverage, including collision, is required for every DRMLXRY rental.
Comprehensive
Covers damage not caused by a collision: theft, vandalism, fire and weather, including while the car is parked overnight.
Uninsured and underinsured motorist
Pays your costs when the driver at fault has no insurance or too little, or in a hit-and-run. Florida has historically had one of the higher shares of uninsured drivers in the country.
State minimums are not enough for an exotic car
Florida's minimum is $10,000 of Personal Injury Protection and $10,000 of Property Damage Liability. Michigan requires liability (lowest selectable limits 50/100/10), PIP and $1 million of Property Protection Insurance. These are legal baselines for ordinary cars, far below the value of a Lamborghini or Rolls-Royce.
Your Situation
Best Car Insurance for Foreign Drivers by Situation
- 01
Tourists and short visits
An annual US policy is not practical for a trip of a few days or weeks. Rent with DRMLXRY's counter insurance and pay only for the rental days.
- 02
Business travelers
Short trips work like tourism. Corporate credit cards usually carry the same exotic-car exclusions as personal cards.
- 03
International students
F-1 and J-1 students with a US address can apply for an annual policy from carriers that quote foreign license holders, such as State Farm, Progressive, Farmers, GEICO, Allstate and Liberty Mutual. Expect higher first-year rates, since US insurers cannot see a foreign driving record.
- 04
Expats and temporary residents
With a US address you can buy an annual policy from the same carriers. Michigan's no-fault system makes its rates among the highest in the country, and Florida's are above the national average.
Rent With DRMLXRY
How to Rent an Exotic Car as an International Driver
- 01
Pick the car and the city
Browse the Miami fleet or the Detroit fleet.
- 02
Get your quote
Call (786) 999-8288 (Miami) or (313) 447-1684 (Detroit), or send the form. Tell us you need counter insurance and it goes into the quote.
- 03
Bring your license and passport
No International Driving Permit needed. A refundable security deposit is collected at pickup.
- 04
Pick up or get it delivered
In Miami, delivery is $100 each way anywhere in South Florida, including Miami airport (MIA) and Fort Lauderdale (FLL); pickup at our showroom, 2322 NW 7th Ct, Miami, FL 33127, is free. Every Miami rental includes 125 miles a day.
Miami rentals by brand
Lamborghini rentalsFerrari rentalsRolls-Royce rentalsMercedes-Benz rentalsCadillac rentalsBMW rentalsCorvette rentalsFull Miami fleet
Where visitors rent in Miami
Every DRMLXRY car is serviced on schedule and inspected and detailed by our team before it is delivered. Since 2019, we have completed over 10,000 rentals across Detroit and Miami.
Google Reviews
What Clients Say About DRMLXRY
Reviews come from clients who had something specific to say. A Urus on short notice for a Miami trip. Team members called out by name. Clients who come back.
Nolan ShinskeGoogle review
“I rented the Urus from them. It was such a simple process and I absolutely loved the car. I will be coming back again!”
Luis jose Romero baezGoogle review
“Excelente experiencia de la mano del driver Luis! 100% recomendados”
En Español
Seguro de Auto para Conductores Internacionales
Renta en Miami o Detroit desde los 18 años con tu licencia de tu país y tu pasaporte. No necesitas Permiso Internacional de Conducir.
Trae tu seguro de cobertura total o compra el nuestro: $100–$500 por día (21+), $200–$500 por día (18 a 20). No necesitas tarjeta de crédito. Hablamos español. Llama al (786) 999-8288.
FAQ
International Driver Car Insurance FAQs
Updated
Can international drivers rent a car from DRMLXRY?
Yes. DRMLXRY rents to international drivers in Miami and Detroit with a valid home-country driver's license and a passport. No International Driving Permit is required, and no US license or US address is needed.
Does my home-country car insurance cover a rental in the USA?
Usually not. Most foreign auto policies do not extend to rental cars in the United States, and when they do, the limits rarely cover the full value of an exotic car. International renters at DRMLXRY can buy counter insurance instead: $100–$500 a day for drivers 21 and older and $200–$500 a day for drivers 18 to 20.
How much is rental car insurance for international drivers at DRMLXRY?
The same as for every renter: $100–$500 a day for drivers 21 and older and $200–$500 a day for drivers 18 to 20, depending on the car. You only pay for the days of your rental.
Do I need an International Driving Permit to rent a car in Miami or Detroit?
No. DRMLXRY does not require an International Driving Permit. Bring your valid home-country driver's license and your passport.
What documents do international drivers need to rent a car?
A valid, full home-country driver's license (not a learner's permit), your passport, and either a full-coverage policy that transfers to rental cars or DRMLXRY's counter insurance. A refundable security deposit is collected at pickup; no credit card is needed.
What is the minimum age for international drivers?
18, the same as for every DRMLXRY renter. Drivers 18 to 20 who buy counter insurance pay $200–$500 a day.
Can international drivers rent the same day?
Yes. Same-day rentals are available for international drivers too, when the car is free. Call (786) 999-8288 in Miami or (313) 447-1684 in Detroit.
Will my credit card's rental coverage work?
Rarely for exotic cars. Most card issuers exclude exotic and high-value vehicles, such as Lamborghini, Ferrari, Rolls-Royce and Bentley, from their rental benefits. Check with your issuer, or buy DRMLXRY's counter insurance.
Can I drive a rental car from Detroit into Canada?
Yes, with DRMLXRY's approval before the rental starts, for example a trip from Detroit to Windsor. Rental cars may never be driven into Mexico.
Do international drivers pay a different price for the car?
No. International renters pay the same rates as everyone else. In Miami, cars start at $495 for one day, or $395 a day on rentals of 3 days or more.
Can I buy DRMLXRY's insurance in Detroit as well as Miami?
Yes. International drivers can buy counter insurance from DRMLXRY in both Miami and Detroit.
Is DRMLXRY an insurance company?
No. DRMLXRY is an exotic and luxury car rental company in Miami and Detroit. The counter insurance it offers applies only to DRMLXRY rentals.
More answers on payments, mileage and tolls: Miami rental FAQ.
Reserve
Get Your Quote With Counter Insurance
Tell us your dates, the car and that you need counter insurance. Quotes are instant by phone, or within 60 seconds by form. Detroit: (313) 447-1684.
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